# Rokdaa — India's Smartest Credit Card Companion
# https://rokdaa.in

> Rokdaa is an AI-powered Indian credit card advisory platform. It helps users discover, compare, and optimise credit cards from major Indian issuers (HDFC, SBI, Axis, ICICI, Amex, and 23 others), decode statements for hidden fees, and get live AI advice grounded in real-time web search.

## Site map

- https://rokdaa.in/           Home — overview, featured cards, and entry points to all tools
- https://rokdaa.in/compare    Card Comparison Matrix — side-by-side feature matrix and radar chart for up to 3 cards
- https://rokdaa.in/statement  Statement Decoder — paste statement lines to detect forex markups, hidden fees, and interest charges
- https://rokdaa.in/rewards    Rewards Spend Optimiser — model monthly spend to estimate annual returns and effective reward rate
- https://rokdaa.in/waitlist   Waitlist — early access sign-up
- https://rokdaa.in/pricing    Pricing — plan details
- https://rokdaa.in/privacy    Privacy Policy
- https://rokdaa.in/terms      Terms of Service

## Highest-value content

- Card directory covering 120 real Indian credit cards across 28 issuers with accurate joining fees, annual fees, reward rates, and best-suited-for categories.
- Rewards Spend Optimiser that computes net annual value vs. category and tier averages for a personalised monthly spend profile.
- Statement Decoder that flags forex markups, duplicate charges, and hidden interest using a Naive Bayes classifier.
- Gemini AI Advisor with Google Search grounding for up-to-date card policy and CIBIL guidance.

## Topics covered

Indian credit cards, reward points, cashback, travel miles, fuel surcharge waiver, forex markup, CIBIL score, credit card comparison, hidden fees, statement analysis, HDFC, SBI, Axis, ICICI, Amex, RuPay, annual fee waiver, milestone benefits.